KFH Pass service is granted to all finance products (consumer / housing) by deferring the payment of one installment maximum during one year of the credit period as follows:

• Defer the payment of 15 installments (one month for each year) for housing finance.
• Defer the payment of 5 installments (one month for each year) for consumer finance.
• Credit period includes:
  • Repayment period.
  • Installment deferral period (not exceeding the maximum finance periods for both consumer and housing finance).
• KFH Pass service is only available to customers who have transferred their salaries to KFH.
• The customer can get KFH Pass service when the contract is created, before signing the sales contract (i.e. KFH Pass service cannot be added to existing contracts).
• The customer can change the installments which he postponed upon signing the contract through the following services:
  • KFHOnline App.
  • KFHOnline via KFH.com.
  • After Sales Services.