Germany
Malaysia
Turkey
Egypt
UK
Kingdom of Bahrain
KFH Rewards
KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.
AlRabeh account
Open AlRabeh account and you will have the chance to win 1,500 Kuwaiti
Dinars weekly,1 kg of Gold monthly and 25,000 Kuwaiti Dinars quarterly.
KFHOnline application
- Local & International transfers
- Open accounts and deposits
- Instant virtual cards issuance
- Buy and sell gold
- Cardless withdrawal and deposit
- Send and request money
Scan the QR code
A collection of services and tools to meet your requirements
In the news..
KFH Raises Awareness for Baiti Program Customers
As part of its continuous efforts to raise awareness and develop life skills among children, Kuwait Finance House (KFH) has organized a workshop titled "Summer First Aid Course" in collaboration with Al Salam Hospitals. The event is part of the "Baiti" program's activities, aimed at equipping children with essential knowledge in first aid and empowering them to be capable of handling situations with confidence. KFH Executive Manager Retail Banking Segmentation, Athba Alhumaidi, stated that the workshop aims to raise children's awareness and equip them with basic skills that contribute to building strong characters capable of responding positively to daily experiences. She emphasized that this initiative is an extension of various activities organized by KFH under its Baiti program. These initiatives include a cybersecurity workshop, held in collaboration with the Bank’s strategic partner, CODED Academy, which educates children on the risks of unsafe electronic device usage and promotes secure digital practices. Alhumaidi added that KFH has recently organized a recreational activity for Baiti program customers, in cooperation with the Kuwaiti project; Exzootic, offering children a one-of-a-kind experience to explore the first ever interactive indoor forest in Kuwait. “This collaboration reflects KFH’s commitment to supporting Kuwaiti initiatives, nurturing youth, and enhancing their chances of success,” she further noted. KFH's "Baiti" program, for children up to 14, instills saving habits through a Sharia-compliant investment savings account. It offers educational and recreational activities to boost children's financial and social awareness, while providing parents with an ATM card and e-services for easy account management.
KFH: A Range of Exclusive Travel Offers to Customers
For an exceptional and distinctive travel experience, Kuwait Finance House (KFH) provides its customers with a range of exclusive offers. In collaboration with major airlines, KFH cardholders can explore diverse destinations with their families, enhancing their banking journey during the travel season and summer vacations. Deputy General Manager Cards at KFH, Talal AlArbeed, said in a press release that KFH`s special package of exclusive offers for the travel season and summer vacations reflects its commitment to offering premium banking services and enhancing the value of its multi-benefit bank cards. Customers can enjoy a range of exclusive discounts on airline tickets from major carriers. For example, KFH provides a 15% discount on Turkish Airlines tickets when booked with KFH credit or prepaid cards. This offer allows customers to book and travel from Kuwait to any destination until December 31, 2025. He added:"We're offering exclusive discounts from Qatar Airways to KFH credit and prepaid cardholders of up to 12% off the base fare for flights departing from Kuwait to select destinations within the Qatar Airways network until May 10, 2026." AlArbeed pointed out that KFH customers benefit from a 5% discount on travel and hotel accommodation packages to their favorite holiday destinations as part of a partnership with Emirates Holidays, a subsidiary of Emirates Airlines. "This offer is valid until August 31, 2025, and can be redeemed by paying with KFH credit and prepaid cards at the Emirates Holidays office in Kuwait, through their phone service, or via their website," He explained. AlArbeed said that KFH customers can benefit from the advantages of the Oasis Club prepaid card, which the bank offers in cooperation with Oasis Club, a subsidiary of Kuwait Airways. In addition to its unique purchasing benefits and discounts, the card allows users to earn Oasis Club miles with every purchase, which can later be redeemed for exclusive travel benefits on Kuwait Airways flights. "To maximize the benefits of the KFH Rewards Program for summer 2025, the bank launched the "Double Your Points" campaign. Eligible KFH credit cardholders can double their KFH Rewards points on all international purchases made in currencies other than the Kuwaiti dinar," He explained. Additionally, KFH customers can enjoy a range of exceptional benefits and discounts. This includes access to VIP lounges with select credit cards, providing comfort and security, and reducing the need for cash. KFH is always committed to delivering a unique banking experience by offering enhanced benefits and facilities specifically designed to meet customer aspirations with ease and convenience.
KFH Releases its Fifth Sustainability Report
Kuwait Finance House (KFH) announced the launch of its fifth Sustainability Report, covering the year 2024. This report adheres to global standards, aligns with Sustainable Development Goals, and highlights KFH's journey of over four decades of banking excellence and leadership in Kuwait and the wider region. Moreover, the report details KFH's performance based on EESG principles, in line with national and sustainable development goals. This latest edition also highlights KFH's adherence to sustainable growth practices and its position as a globally recognized Islamic financial institution in the realm of sustainable finance. Developed in line with the latest global standards, such as the Global Reporting Initiative (GRI) and the Integrated Reporting Framework, the report covers the period from January 1 to December 31, 2024. It serves as a key reference for the bank's performance across the three pillars of sustainability: Environment, Social, and Governance (ESG). In his message, KFH Chairman, Hamad Abdulmohsen Al-Marzouq said: "Within this report, we reiterate our commitment to embedding the Sustainable Development Goals as a foundational pillar within our operations. To that end, we have successfully continued our efforts to fully integrate sustainability across KFH's operations, thereby ensuring alignment with the bank's overarching mission and core values. We have also enhanced our key governance principles, reaffirmed our commitment to the societies we serve, and consistently offered comprehensive and innovative financial solutions to meet our customers' aspirations. Furthermore, KFH has sustained its pioneering position amidst the ongoing digital transformation, while concurrently enhancing the efficient leveraging of our resources and actively supporting environmental initiatives that yield a demonstrable positive impact." He added that:” KFH is the first bank to establish a Governance and Sustainability Committee reporting to its Board of Directors. KFH is also the first bank to have designed an integrated sustainability strategy covering the four pillars of economy, environment, society, and governance. In addition, it is the first bank to have established a department assigned to monitor sustainability strategy and promote green finance products.” Al-Marzouq added:” In support of its sustainability vision, KFH continues to promote its governance framework. The Bank has successfully expanded the implementation of its comprehensive governance framework to include the subsidiary banks. This was achieved through integrating risk systems and frameworks and adopting globally recognized best practices. This strategy facilitated the continuation of the seamless integration initiatives at the Group level. As a result, the Group underwent strategic reviews by leading international credit rating agencies, such as Moody’s and Fitch, which highlighted the robustness of its risk management frameworks and their positive impact on the Group’s asset quality.” Financial growth boosts green finance's positive impact KFH reported a strong financial performance in 2024, delivering historic results that reinforced its sustainability efforts. The Bank recorded a net profit of KD 601.8 million, an increase of 3% compared to the previous year. Total operating income reached KD 1.6 billion, an increase of 11.6%. KFH further increased its investment in green Sukuk to $364 million in 2024, a 4% increase compared to last year's investment. Achieving Environmental Goals and Expanding Clean Energy In 2024, KFH achieved significant environmental progress as 51% of its new credit cards were released from recycled plastic. Furthermore, KFH holds a LEED Gold Certification for Existing Building – Operations and Maintenance. Woman and youth empowerment within a motivating work environment KFH's commitment to social responsibility saw tangible results, with a 4.3% year-over-year increase in the employment of people with disabilities across the Group. In a further move to support the community, 39% of KFH's retail finance portfolio was extended to women. The bank is seeing a growing female workforce, now at 24.5%, with a significant 25.8% of employees under 30. This positive trend, coupled with a drop in voluntary turnover to just 5.52%, highlights a stable and motivating work environment. An accelerated digital investment and smart banking experience KFH continues its digital expansion with approximately 10 KFH Go branches currently in operation. This effort has boosted the CX index to 79.5%, showcasing the bank's successful strategy in improving service quality and providing secure, smart solutions. Supporting the national economy and a KD 30 million social contribution As part of its commitment to supporting the national economy, KFH directed 92.3% of its total procurement spending to local suppliers, aiming to develop national supply chains and stimulate the local market. Social contributions reached about KD 30 million in 2024, covering diverse initiatives in education, health, the environment, youth empowerment, and more. A more sustainable banking model The report emphasizes KFH's commitment to sustainability as a core strategic pillar, directly rooted in Islamic banking principles. KFH consistently develops its policies and investments to align with the aspirations of its customers and beneficiaries. This approach ensures a balance between financial growth and environmental and social responsibility, powerfully reflecting its unwavering dedication to Sharia principles. Dominating awards and rankings in 2024 Reaffirming its prominent regional and global position, KFH earned 47 prestigious awards and rankings at the local and international levels in 2024. These accolades underscore its institutional excellence and leadership in Islamic finance, governance, sustainability, and talent development. The most notable recognitions include “World's Best Islamic Financial Institution” from Global Finance magazine, “Kuwait’s Best Bank” and “Kuwait's Best Bank for ESG” from Euromoney, “Bank of the Year 2024 – Kuwait” from The Banker and “Corporate Social Responsibility – Middle East” award from EMEA Finance. KFH ranked first in Kuwait by The Banker magazine in terms of growth and return on risk. Moreover, KFH secured the 10th place on Forbes Top 100 Listed Companies (Middle East) and as the top Kuwaiti company by market value and profitability. In human resources, the Bank garnered 13 global awards from the Brandon Hall Group. World-class rankings and prestigious awards In recognition of its sustainability efforts, KFH achieved MSCI ESG "A" Rating for its exemplary (ESG) practices and sustainable finance commitment. Additionally, the Bank scooped the “Kuwait’s Best Bank for ESG” award by Euromoney Magazine. Also, KFH has been included in the FTSE4Good Index Series. KFH achieved another milestone being the first bank in Kuwait to receive the GSAS-Gold Level Certification for KFH Auto showroom building. KFH was honored to participate in the Sixteenth session of the Conference of the Parties (COP16) to the United Nations Convention to Combat Desertification (UNCCD) held in Riyadh. Furthermore, KFH proudly joined the inaugural Global Takaful Alliance agreement in collaboration with the UNDP. The Bank also released its issue of the Carbon Footprint Report, the first of its kind in the Kuwaiti banking sector and continued issuing sustainability reports, representing its solid commitment in environmental leadership and financial banking. 2024 ESG Highlights Economics KD 16.3 billion operating income, an increase of 11.6%. KD 601.8 million net profit, an increase of 3%. USD 364 million Green Sukuk investment, a 4% increase compared to 2023. Environmental 51% of credit cards issued in 2024 were made from recycled plastic, a 4.08% increase from 2023. LEED Gold Certification for Operations and Maintenance awarded to one of KFH's branches. Social • 244 people with disabilities employed across KFH Group, marking a 4.3%. • 39% of KFH’s retail finance portfolio was extended to female clients. • 24.5% female participation in the workforce, an increase of 2.1% . • 25.8% of employees are under the age of 30. • 5.51% voluntary turnover. • 10 KFH Go digital branches. • 92.3% of total procurement spending is directed to local suppliers. • 79.5% CX Index, reflecting a 1.7% increase. Governance • 100% of Board members are non-executive directors • 29% of Board members are independent directors • 7% female representation on the Board • 100% of employees completed anti-corruption training
KFH Launches 4th cohort of Leadership Academy in Collaboration with Headspring
Kuwait Finance House (KFH) has announced the opening ceremony of the 4th cohort of its Leadership Academy, a pivotal initiative designed to elevate the capabilities of KFH's leaders. The Academy is a strategic collaboration with Headspring, the renowned joint venture between IE Business School and the Financial Times, underscoring KFH's unwavering commitment to fostering continuous learning and professional growth among its leadership ranks. This comprehensive program includes the Enterprise Leadership Program (ELP) for Executive Managers and the Building Leadership Excellence (BLE) for senior managers. The opening ceremony was attended by KFH Group CEO Khaled Yousef AlShamlan; CEO of Headspring, Antonio Montes; Headspring’s Vice President, Corporate Partnerships – MEA, Bassem Banna; and other officials from the executive management at KFH group. A New Era of Leadership Development KFH Group CEO, Khaled Yousef AlShamlan, welcomed attendees to the opening ceremony, highlighting that this program is meticulously designed to equip leaders with the essential skills, knowledge, and insights required to navigate today's business environment and to effectively implement KFH's strategic vision. AlShamlan proudly acknowledged the diverse participation of 52 leaders from across the KFH Group, including colleagues from Turkey, Bahrain, and Egypt. He underscored that this broad representation reflects the strong spirit of collaboration that defines the Group, asserting that "Together, we will achieve great things to maintain our position as the leader in the Islamic finance industry." A significant announcement from AlShamlan was the integration of Artificial Intelligence (AI) in banking as a dedicated component of the programs. This forward-looking step signifies KFH's commitment to preparing future leaders for technological advancements. Concluding his address, AlShamlan reiterated KFH's core belief: "Investing in our people is the key to our success, and we recognize the great potential in each one of our leaders". He urged participants to fully engage, share experiences, and support one another, and expressed excitement for the positive impact the program will have on performance across the KFH Group. A Deep-Rooted and Mutually Beneficial Alliance CEO of Headspring Executive Development, Antonio Montes spoke to the enduring and robust partnership between Headspring and KFH, which commenced in 2019. He elaborated on how this collaboration has involved close engagement with KFH's Talent Development Department to deeply understand their challenges, objectives, and values. This understanding has enabled the co-design of exclusive executive programs specifically crafted to support KFH's leadership in shaping the future of the bank and its strategy to lead the Islamic finance industry. Montes lauded KFH as an entity that genuinely offers personal and professional growth opportunities to its leaders, stating that the two current programs powerfully underscore this commitment. He emphasized Headspring's appreciation for institutions like KFH that believe in and invest in talent. This shared philosophy, he noted, elevates their relationship beyond usual approach executive training, aiming to cultivate and develop not only individuals but also institutions and the broader region, expressing pride in being part of Kuwait and the Gulf countries' transformational process. Highlighting the program's pedagogical approach, Montes detailed the Headspring methodology, which seamlessly combines in-person sessions held in both Kuwait and Madrid with virtual components. He assured participants that all sessions would be led by renowned academics from IE University. Shared Purpose and Collective Empowerment Headspring’s Vice President, Corporate Partnerships – MEA, Bassém Banna articulated that the partnership between Headspring and KFH is fundamentally built upon a profound alignment of purpose and a shared belief in the power of leadership. He explained that the Leadership Academy's design extends beyond individual development, aiming to "empower a collective force of leaders prepared to navigate complexity and drive meaningful change." Banna further elaborated on the program's broader impact, noting that "Each new cohort strengthens a growing, purpose-driven leadership community that plays a vital role in advancing KFH’s strategic vision." "Throughout the learning journey, participants across both levels of the Leadership Academy will engage in immersive, challenging, and inspiring experiences carefully designed to equip them with the tools, mindset, and strategic clarity needed to support KFH’s bold ambitions. Together, we are building a leadership culture that evolves with the organization and is ready to lead the future of Islamic finance," Banna concluded.
