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In the news..
KFH Unveils Annual Sustainability Report Reinforcing ESG Leadership
Kuwait Finance House (KFH) launched its Sustainability Report for 2025, marking a year of consolidation, resilience, and strategic progress for the Group. The report highlights KFH’s integrated sustainability and carbon footprint reporting across economic, environmental, social, and governance (EESG) dimensions, supported by oversight from the Board Governance and Sustainability Committee and dedicated sustainability functions across the Group. The report outlined that KFH has further strengthened its support for SMEs, recording a 2.8% increase in cash financing to KD 157.2 million, while its investment portfolio expanded by approximately 40% to reach USD 21.1 billion, reflecting a strategic focus on sovereign investments and high-quality liquid sukuk. It also highlighted the KFH’s continued advancement in green and sustainability sukuk investments, with USD 1.221 billion allocated to sustainable and green sukuk—reflecting a 30% year on year increase in ESG aligned investments. The report emphasized KFH’s continued commitment to placing people at the center of its success through strategic investment in human capital. It also emphasized strengthening sustainability awareness through targeted training programs. The report further stated that KFH promotes innovation through collaboration with FinTechs, startups, and SMEs, while advancing gender inclusion—where women represented 24.05% of the workforce—and reinforcing social responsibility through more than 200 CSV initiatives aligned with Kuwait Vision 2035 and supported by measurable impact metrics. KFH has achieved Leadership in Energy and Environmental Design (LEED) Gold certifications for several of its branches, bringing the total number of LEED Gold-certified branches to five from early 2026. In addition, the KFH Auto showroom was awarded the Gold Level Sustainability Assessment Certificate (GSAS), making KFH the first bank in Kuwait to attain this distinction. KFH is steadily expanding its portfolio of environmentally friendly premises as a key pillar of its 2026 sustainability strategy and its “Keep it Green” campaign. This effort is rooted in the integration of Environmental, Social, and Governance (ESG) principles across its operations, with the goal of aligning with Kuwait Vision 2035 and the United Nations Sustainable Development Goals (SDGs). By embedding sustainability into its infrastructure development and operational practices, KFH is reinforcing its commitment to responsible growth while enhancing the environmental performance of its facilities. KFH Chairman Hamad Abdulmohsen Al‑Marzouq In his message, KFH Chairman Hamad Abdulmohsen Al‑Marzouq said that building on strong foundations from previous years, 2025 reflected consolidation, resilience, and strategic progress. During the year, KFH strengthened its governance frameworks, enhanced operational efficiency, and leveraged synergies across its regional and international presence. This progress was recognized through prestigious international and regional awards, including World’s Best Islamic Bank 2025 by Global Finance magazine and Bank of the Year – Kuwait 2025 by The Banker magazine, recognizing excellence in financial performance, innovation, and customer-centric growth. Al‑Marzouq stated that in 2025, KFH reinforced its financial strength and sustained its position as the largest private‑sector institution in Kuwait by market capitalization, while supporting its long‑term ambition to rank among the world’s top 100 banks. He emphasized that sustainability remains a fundamental pillar of KFH, fully aligned with its mission, values, Kuwait Vision 2035, and the United Nations Sustainable Development Goals. He noted that KFH’s approach to sustainable banking is grounded in strong governance and prudent risk management. Throughout 2025, the Group enhanced its governance framework through integrated risk systems, adoption of international best practices, and continued transparency and accountability. Al‑Marzouq highlighted that digital transformation was a key enabler of sustainable growth in 2025. KFH expanded its digital banking capabilities, automation initiatives, and customer‑centric solutions, improving operational efficiency and customer experience while supporting responsible resource utilization. During the year, the Group expanded its digital ecosystem to deliver more than 200 services online, reinforcing financial inclusion and positioning KFH as a regional leader in digital Islamic banking. He further emphasized that financial inclusion and human capital development remain central to KFH’s sustainability agenda. Across multiple markets, the Group continued to provide inclusive financial solutions, support small and medium‑sized enterprises, and invest in national talent. KFH also strengthened its commitment to diversity, inclusion, and women’s empowerment by fostering a supportive work environment that enables professional growth, leadership development, and equal opportunities, alongside a growing culture of innovation across the Group. Environmental responsibility remains a priority for KFH. In 2025, the Group advanced its environmental initiatives, building on its carbon footprint reporting and green finance programs. KFH continued to promote Shari’a‑compliant sustainable finance solutions and climate‑related initiatives aligned with global environmental efforts. Al‑Marzouq added that KFH reaffirmed its role through impactful social responsibility initiatives spanning education, health, youth empowerment, environmental preservation, and support for vulnerable groups. Through strategic partnerships, the Group continues to deliver long‑term value and positive impact across the communities it serves. Looking ahead, KFH remains confident in its ability to navigate evolving economic and sustainability challenges while creating shared value for shareholders, customers, employees, and society, guided by clear governance, innovation, and responsible banking. KFH Group Chief Executive Officer Khaled Yousef Al‑Shamlan Meanwhile, KFH Group Chief Executive Officer Khaled Yousef Al‑Shamlan said that sustainability continues to serve as a central driver of KFH’s strategy and day‑to‑day operations. He noted the Group’s commitment to embedding ESG considerations across its business while maintaining full alignment with Islamic Shari’a principles, translating sustainability priorities into measurable impact. Al‑Shamlan stated that KFH’s sustainability strategy integrates economic, environmental, social, and governance objectives across core banking activities, including risk investment decision‑making. He emphasized the Group’s continued focus on responsible capital deployment that supports sustainable development outcomes. He added that supporting the transition toward a low‑carbon economy remains a priority, with continued progress in green finance solutions, environmentally responsible practices, and partnerships that support climate action and environmental preservation. Digital transformation, he said, remains a cornerstone of KFH’s sustainability journey. In 2025, KFH enhanced its digital capabilities through expanded online services, process automation, and advanced technologies, enabling seamless end‑to‑end digital solutions. Customers performed more than 600 million e‑transactions during the year, reflecting KFH’s leadership in future‑ready banking. Al‑Shamlan noted that people remain at the heart of KFH’s success. In 2025, the Group continued investing in human capital by promoting diversity, inclusion, equal opportunity, women empowerment, and national talent development. KFH secured nine global awards for human resources excellence and continued to strengthen sustainability awareness through targeted training and knowledge‑sharing initiatives. He concluded by emphasizing the importance of accelerating sustainability integration across operations, products, and services, with priorities including stronger ESG performance, expanded sustainable finance offerings, digital innovation, and continued positive social impact.
KFH Organizes Awareness Workshop on Financial Fraud
In line with its continued support for the banking awareness campaign, Diraya, Kuwait Finance House (KFH) organized a specialized workshop to enhance employee awareness of financial fraud and its risks, as well as methods for identifying and countering fraudulent attempts. The workshop, "What a Fraudster Thinks", reflects KFH's commitment that employees are the banking sector's first line of defence. It emphasizes the necessity of continuously strengthening their readiness and awareness against the rapidly evolving fraud landscape. The workshop was delivered by KFH Executive Manager Fraud Risk, Ahmed Abdulwahab Al-Zamami. It provided a comprehensive overview of the latest internal and external fraud schemes targeting both institutions and individuals, with particular emphasis on cyber fraud and phishing attacks. Participants were introduced to common fraudulent practices, such as fake links, deceptive calls, and institutional impersonation. To maximize customer security, the workshop outlined practical ways to detect and respond to suspicious activity. It also examined the psychological manipulation tactics fraudsters use to deceive victims and access confidential information. Al-Zamami said that the aim of the initiative was to deepen employees' understanding of the motives and methods behind financial crimes through real-life examples and case studies. He stressed the importance of safeguarding data privacy and avoiding any engagement with suspicious communications or unofficial requests. He further emphasized never sharing passwords, OTPs, or PINs, urging vigilance against fraudulent messages impersonating official entities to solicit suspicious link clicks or OTPs. This warning applies to all KFH customers and the public. He noted that ignoring unsolicited messages from unknown sources remains the primary defence against fraud, protecting both funds and personal data. Al-Zamami also warned against emerging scams that leverage artificial intelligence to replicate the voices of real individuals. Fraudsters then contact the victim's acquaintances by phone or through social media, creating a sense of urgency to persuade them to transfer money, thereby adding a layer of legitimacy to the scam. As part of its CSR program, KFH continues educating employees and the public on evolving fraud threats, hence reinforcing the Bank’s leadership in promoting financial awareness in the community.
KFH Bolsters Regulatory Compliance Excellence with ISO Certification
Kuwait Finance House (KFH) Head of Group Compliance and Governance, Meshal Alshayee, said that the Bank has achieved significant progress in business performance quality management system by obtaining the ISO 9001:2015 certification. This achievement reflects a dedication to quality, discipline, and alignment with international benchmarks and the strategy of KFH. Alshayee explained that KFH’s Compliance has successfully concluded a comprehensive external audit, culminating in the ISO 9001:2015 Certification. This milestone underscores the resilience of the Bank’s compliance framework and serves as an independent validation of its adherence to rigorous, documented, and adaptive operational controls. He emphasized the consistency of performance in accordance with quality standards, stating: "Looking ahead, the Compliance remains deeply committed to maintaining and further enhancing our Quality Management System. We will continue to drive its effectiveness, fostering a strong alignment between our regulatory requirements and our strategic business objectives." The Executive Manager Regulatory Compliance at KFH, Ahmad Alobaid said: "This certification confirms our adherence to clear procedures, robust performance monitoring, and highly efficient management systems. It further underscores our unwavering commitment to systematic control and the continuous improvement of our operations." Alobaid expressed pride in KFH's distinction as the first Kuwaiti bank to secure this certification within its Regulatory Compliance framework. He noted it sets a benchmark for excellence in a vital field characterized by extensive engagement with key entities central to the Bank’s operations. He attributed this success to management’s steadfast support, the team’s dedication, and effective collaboration, proving that collective commitment is the key to achieving milestones. The Head of Certification at Bureau Veritas, Egemen Belet, expressed her delight in collaborating with KFH in certifying a bank's Regulatory Compliance department for the first time in Kuwait. She praised the high level of coordination and support from KFH’s teams that guaranteed this successful outcome. Bureau Veritas commends the management and the team for their commitment and looks forward to supporting KFH’s continued journey towards excellence and sustainable growth.
Al-Hasawy: Q1 Real Estate Transactions Reflect Investor Confidence
Kuwait Finance House (KFH) Executive Manager of Real Estate Valuation, Eng. Hamad Al-Hasawy, said that the real estate sector demonstrated resilience during the first quarter of 2026 and reinforced investor confidence, despite geopolitical developments, in addition to reduced trading days and hours due to public holidays and the month of Ramadan. He noted that the real estate market recorded high transaction levels exceeding KD 1 billion during Q1 2026, marking a 15.7% year-on-year increase. This growth was driven by notable activity in commercial real estate and private residential properties. He further pointed out that a new and significant activity emerged in the plant nurseries segment, which recorded 21 transactions valued at KD 79.3 million during the quarter. Al-Hasawy emphasized that this diversity across real estate segments reflects the underlying strength of the market and its multiple interlinked drivers, which enhance its resilience and ability to withstand and manage risks. He stated in a press release: “A modest increase in demand for various real estate segments was observed, reflected in 1,324 transactions recorded during the first quarter, representing a 1.7% year-on-year increase. This was driven by a slight rise in transactions within the private residential segment, while trading activity declined across other real estate categories over the same period, except for the coastal strip. However, overall transactions decreased by 24% on a quarter-on-quarter basis." Al-Hasawy noted that real estate market performance during the first quarter of this year reinforces to investors the importance of avoiding concentration in a single real estate sector and the need for diversification to reduce risks and maximize benefits from market developments. He also emphasized the importance of studying opportunities related to growing demand and trading activity across different real estate segments. Furthermore, Al-Hasawy emphasized that real estate valuation is a cornerstone of the industry, operating at multiple levels. It facilitates seamless financing and organizes market transactions through transparency, professional standards, and fair appraisals that reflect current market realities. He highlighted the exceptional caliber and professionalism of KFH’s valuation team, which continues to bolster the deep trust placed in them by a diverse customer base. Moreover, KFH’s robust organizational structure ensures market-leading performance. Combined with decades of experience, impartiality, and a reputation for reliability, KFH has become the preferred choice for valuation services across all sectors. As an accredited entity, KFH leverages an extensive database and a specialized technical team (comprising engineering, legal, and accounting experts) to deliver valuations rooted in rigorous market studies and real-time monitoring.
