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- Kuwait Finance House is pleased to present the “KFH” Visa Signature Credit Card which offers you a unique experience for enjoying a world of exclusive privileges, luxury and convenience that are carefully selected and tailored to suit your lifestyle.
- The “KFH” Visa Signature Credit Card comes with Chip and Contactless ‘Visa payWave’ technology enabling you to make payments easily and safely with advanced security features and highest international standards.
KFH Visa Signature Credit Card comes with a world of special privileges in rewards, travel, dining, shopping, concierge and protection services with highest comfort and safety levels.
• Travel privileges
• Lifestyle benefits
• Protection & Assistance services
• Luxury Hotel Collection
TRAVEL PRIVILEGES
Airport Lounge Access
With your "KFH" Visa Signature Credit Card you can enjoy unlimited free access to more than 1100 airport lounges worldwide. Simply present your Card at the LoungeKey program participating lounge and enjoy complimentary access. You can easily search for LoungeKey participating lounges at: www.loungekey.com/en/visamena
Multi-trip Travel Insurance
"KFH" Visa Signature Credit Card offers you comprehensive multi-trip travel insurance for you and your family when you travel outside Kuwait with travel insurance coverage of up to US$ 500,000. All you need to do is pay for your travel with your Card and you automatically get covered for travel accident and inconvenience insurance. For more information on travel insurance, please visit: www.cardholderbenefitsonline.com.
Luxury Hotel Collection
Enjoy astonishing value at over 900 of the world’s most prestigious and intriguing properties with the Visa Luxury Hotel Collection. With the "KFH" Visa Signature Credit Card, you will have the pleasure to stay at a hand-selected portfolio of world-famous boutique hotels and resorts. You will enjoy a variety of privileges such as VIP Guest status, best available room rate, automatic room upgrade on availability and much more. For more details, please visit: www.visaluxuryhotels.com.
LIFESTYLE
Visa Global Concierge Service
With your "KFH" Visa Signature Credit Card, you will have exclusive access to concierge services for 24 hours a day to assist you with a host of services in relation to flight, dining, hotels reservations and much more. All you need to do is call +97143611234 or email to: [email protected] and the multilingual Visa Global Concierge Services will be readily available to assist you for all your needs. For more details, please visit: www.visamiddleeast.com/kw/en-kw/signature/concierge. Customer will have to pay any fees or related charges for the third parties involved.
Visa Global Offers & Discounts
Enjoy the finest offers and fabulous discounts globally whenever you shop with your Visa Signature Card and avail Visa offers and programs related to dining, travel, shopping and much more. For more information and to view all the Visa offers please visit: www.visamiddleeast.com/visasignature.
PROTECTION AND ASSISTANCE
Medical and legal referral
In case of any medical or legal emergency at any time or anywhere, you simply need to contact the dedicated Visa team who will refer you to physicians, hospitals, clinics, dentists, lawyers or legal practitioners based on request and location. All you need to do is call +9714361 1234 or +44 (0) 208 762 8373. Customer will have to pay any fees or related charges for the third parties involved.
Purchase Protection and Extended Warranty
Purchase protection protects against theft or accidental damage of goods purchased using the KFH Visa Signature Credit Card. Extended Warranty doubles the repair period offered by the original manufacturer’s warranty by up to 1 year. For more information, please visit: www.cardholderbenefitsonline.com.
GCAS – Global Cardholder Assistance Service
No matter where you are in the world, multilingual service representatives are at hand to assist you 24 hours a day, 365 days a year. If your KFH Visa Signature Credit Card is lost or stolen, Visa Global Customer Assistance Service representatives will be available to help you at +1 303 967 1090.
* For mobile phones, view in horizontal mode.
Spend your purchases with your KFH Visa Signature Credit Card and get up to 6% Cashback* every month.
Offer effective 16th June 2024
*Terms & Conditions.
Terms & Conditions - KFH Visa Signature Credit Card (Charge) Cashback Campaign:
- Visa Signature and Visa Infinite cards are under Tier black cards in Baitak Rewards.
- Tier Black cardholders will have cashback as one of the redemption options.
- For Customer spends on nonparticipating merchants, Customers earn flat 1.5% as base earning with points from daily spending with unlimited with no cap as part of tier black scheme.
- Any earn rate higher than 1.5% corresponding to earn table rates will be added as bonus points additionally every month.
- Bonus Baitak Rewards points will be credited to customer Baitak Rewards balance by the beginning of the following statement month.
- Earned Points from Participating merchants will not be calculated for Monthly Bonus points.
- If a customer has another eligible card for Baitak rewards in addition to visa signature or visa infinite cards, he will be able to redeem these card points for cashback redemption as well. Redeemed points will be credited to Card Statement in 7 business days as cashback.
- If a customer has another eligible card for Baitak rewards in addition to visa signature or visa infinite cards, monthly bonus points will not include these cards transactions.
- Cardholders can earn up to 30% cashback points from Participating Merchants.
- Customers should have an active Visa Infinite or Visa Signature Credit card to receive cashback.
- If a customer has both Visa Signature and Visa Infinite cards, the redeemed cashback amount will be credited to Visa Infinite card.
- KFH has the right to do campaigns only for specific times and seasons.
- Customer should have minimum 20,000 Baitak points (20 KD) to be able to convert his points to cashback.
- Customer can redeem their points for other redemption option in Baitak Rewards. The maximum cashback redemption amount for a customer is 1,500 KD within a calendar year.
- Earn Table:
| Amount in KD | Local Earn Rate | Int’l Earn Rate | |
|---|---|---|---|
| Base Rate | 1 - 1,000 | 1.5% | 1.5% |
| On Total Spend | 1,001 - 3,000 | 2.5% | 3.5% |
| On Total Spend | 3,001 - 4,000 | 6% | 6% |
|
Spending Part Exceeding 4000 KD** |
4,000+ | 1.5% | 1.5% |
- If a customer spends up to 4000 KD local or international in a month, the customer will earn up to 6% for 4000 KD and will earn daily spend 1.5% for the remaining daily spend.
Ex 1. Cashback for 5000 KD international Spend:
4000*6%+1000*1.5%= 255 KD (255,000 points)
Ex 2. Cashback for 3500 KD spend - 2,500 KD local + 1000 int’l-:
2500*2.5%+1000*1.5%=77.5 KD (77,500 points)
Ex 3. Cashback for 600 KD spend:
600*1.5%= 9 KD (9,000 points)
Ex 4. Cashback for 3,500 local KD spend:
3500*6%= 210 KD (210,000 points)
- KD 150 annual subscription fees.
- Due amounts to be deducted on monthly basis.
- No extra charges in case of using maximum credit limit.
* For mobile phones, view in horizontal mode.
Earn Table:
| Amount in KD | Local Earn Rate | Int’l Earn Rate | |
|---|---|---|---|
| Base Rate | 1 - 1,000 | 1.5% | 1.5% |
| On Total Spend | 1,001 - 3,000 | 2.5% | 3.5% |
| On Total Spend | 3,001 - 4,000 | 6% | 6% |
| 4,000+ | 1.5% | 1.5% |
* For mobile phones, view in horizontal mode.
1- When the cashback will be credit to card statement?
The cashback will be credited to Card Statement in 7 business days after redemption.
2- Under which Tier, the visa signature credit card and visa Infinite cards.?
Visa Signature and Visa Infinite cards are under Tier black cards in Baitak Rewards.
3- Only Visa signature cards will be eligible for cashback as one of the redemption options in Baitak Rewards!
No. All Tier Black cardholders (Visa signature and Visa infinite) are able for the cashback as one of the redemption options.
4- From 3001 KD to 4000 KD local spending, the customer will earn 4% local rate!
No. customer will earn cashback points of 6%. from 3001 KD to 4000 KD spending either local or intl.
5- What is the cashback earning rate on KD 4001+ of local spending?
1.5% is the rate for local and int’l cashback for over 4001 KD spending.Example: If a customer did 5000 KD local spend in a month, he will earn 4000*6% + 1000*1.5% = 255,000 Baitak Points (255 KD).
6- What’s the minimum amount for cashback redemption?
Customer should have a minimum of 20,000 Baitak Points to be able to convert points to cash.
7- Is there a maximum amount for cashback redemption amount?
Customers earn Baitak points unlimited without any cap. However, a customer can convert 1.5 million points (1,500 KD) Baitak points to cash in one year.
• 2 years points validity.
• Earn points on eligible card purchases.
• Redeem Points to payment e-voucher.
• Redeem points to earn e-vouchers.
• Transfer points to another member.
