Campaign Duration:

- Start Date: 1 August 2024.

- End Date: 30 September 2024.

Draw mechanism:

- 2 draws during the campaign.

- 6 winners in the first draw which will be held on 5 September 2024.

- 6 winners in the second draw which will be held on 10 October 2024.

Draw eligibility criteria:

- Cardholder will get 1 Chance to enter the draw for every KD 1 spent of total - local purchases (including purchases made through online website in Kuwait Dinar).

- Cardholder will get 10 Chances to enter the draw for every KD 1 spent of total international purchases (including purchases made through online website in foreign currency).

Purchase transaction eligibility:

- All local and international purchase transactions through POS or e-Commerce on KFH Visa credit and prepaid cards during campaign period.

- All international purchase transactions on KFH Visa debit cards through POS or e-Commerce during campaign period.

- Local or international cash withdrawal are not eligible.

Terms and Conditions:

1. All KFH Visa debit, credit and prepaid individual cardholders.
2. Visa credit cards issued during campaign period are not eligible to enter the campaign, as of Central Bank of Kuwait rules.
3. Cardholder gets one chance for every 1 Kuwait Dinar to enter the draw during the campaign through local transactions via Point of Sales terminals or e-commerce.
4. Cardholder gets ten chances for every 1 Kuwait Dinar to enter the draw during the campaign through international transaction via Point of Sales terminals or e-commerce.
5. Cash withdrawal transactions through local or international ATM are not eligible to enter the draw.
6. Local and international transactions through KFH Visa credit and prepaid cards via Point of Sales terminals or e-commerce are eligible for this campaign.
7. International transactions only through KFH Visa debit card via Point of Sales terminals or e-commerce are eligible for this campaign.
8. The campaign duration is two months with two draws.
9. The total number of winners is twelve winners, where there will be six winners in each draw.
10. First draw date is 5 September 2024 and second draw date is 10 October 2024.
11. The draw is carried out under supervision of the Ministry of Commerce and Industry. 
12. The winner will win one of Belmond train trip experience package of his/her choice as it considered a 7-Star service level, where first destination will be between Singapore and Malysia (6 nights), and second destination will be between France and Italy (5 nights). 
13. The package includes return business-class ticket for winner and one companion, 5-Star hotel stay, experience the trip in Belmond Train in a suite, transportation from and to airport and train station, and 2000 Kuwaiti Dinar deposit in winner card’s account.
14. Entrance Visa issuance procedure for prize’s destination is required to proceed by winner.
15. The winner is not eligible to transfer the winning prize to others.
16. Package valid for six months after winners announcement, and itinerary booking should be prior two months from traveling date. 
17. The winner is eligible to win only one time.
18. Prize will be transferred to backup winner if the winner did not collect the prize after one month of winners’ announcement date, as of Ministry of Commerce and Industrial of Kuwait rules.
19. The campaign starts from 1st of August 2024 till 30th of September 2024.
20. Kuwait Finance House employees cannot participate to enter the campaign.

What is (With KFH Visa .. The train is waiting for you!) campaign?

- It is a draw to win an experience with BELMOND Train Journey.
 
What does the prize include?

- Return Business-Class ticket for winner and 1 companion.
- Experience a trip in Belmond train with a stay in suite.
- Accommodation in 5-Star hotel during the trip.
- Transportation from/to airport & train station.
- KD2,000 pocket money.
 
What is Belmond train trip?

- Belmond train is a mobile train hotel considered as 7-Star level, and winner can choice one of the destinations.
- 1st destination: Asia Trip (Singapore & Malaysia).
- 2nd destination: Europe Trip (France & Italy).
 
Can the winner transfer prize to others?

- No.
 
How many times can the customer win in the campaign?

- Only one time.
 
What is the regulation of not receiving the prize?

- Prize will be transferred to backup winner after 1 month of winners’ announcement.
 
How many draws in the campaign?

- 2 draws.
 
How many winners in the campaign?

- 6 winners in each draw with total of 12 winners during the campaign.
 
Which customers are eligible for the campaign?

- KFH Visa cardholders.
 
Which cards are eligible for the campaign?

- All KFH Visa debit, credit and prepaid cards.
 
Is it eligible to have a chance to enter the draw for new issue card during the campaign?

- Yes, it is eligible for all qualified cards except credit cards.
 
How can a customer enter the draw?

- By using credit and prepaid cards locally and overseas, and debit card overseas only.
 
What is eligible transaction to enter the draw?

- Every transaction via POS or e-commerce.
 
Is cash withdrawal transaction eligible to enter the draw?

- No.
 
What is the minimum amount to spend to enter the draw?

- KD 1.
 
What is the mechanism of calculating chances in the campaign?

- 1 chance for each KD 1 locally.
- 10 chances for each KD 1 internationally.
 
What is the duration of the campaign?

- Start from1st August 2024, and it will end in 30th September 2024.
 
Are KFH staff included in the campaign?

- No.