“The Individual Financing Department provides a verity of financial services that suit the need of individual clients against acceptable collaterals (except salary) using different financial products and services that are in compliance with Kuwaiti regulatory bodies and acceptable by the Islamic Sharia’.

Ijarah

Serving real estate investors, covers all types of Real Estate.

Murabaha

Serving clients who are willing to buy any types of Real Estate.

Tawaruq

Tailored financial solutions for every need.

Istisn’a

Serving client’s development and construction needs.

"Murabaha" Credits

This service is suitable for commercial activities be it domestic or international. It offers merchants many features and benefits. Due to type of credits, KFH imports the commodities paying its cost fully, and once it is handled in Kuwait, the merchant buy it from KFH for specific profit margin and pay for it in installments suitable for the cash flow.

"Letter of Guarantee"

A guarantee issued from KFH according to client's request, as commitment by the client to fulfill contracting terms with governmental institutions and major corporates. Provision of such guarantee is a mandatory pre-requisite for entering government and private sector tenders. KFH issues different types of them depending on the project.