Who is eligible for the Hesabi program?
The program is designed for customers aged 15 to 25.

Is there a minimum balance required to open an account?
No, there is no minimum balance required.

Which account is best for me?
You can choose from a variety of accounts: Al-Rabeh, Al-Hassad, Electron Account, or a standard savings account.

• Free prepaid card
• Automatic enrollment in Baitak Rewards, one of the best reward programs in Kuwait
• Earn 1,000 points in Baitak Rewards
• Access to exclusive offers and discounts from a wide range of merchants
• Eligible to open an Al-Hassad savings account, giving you a chance to win from over 400 prizes annually
• Eligible to open an Al-Rabeh account, with a wide range of benefits
• Referral Program: Refer a Kuwaiti friend or family member to transfer their salary and earn KD 100 per referral (up to KD 500 per month). Click here to refer a friend

Ready to Start Your Financial Journey?

Get started and Open your account now.

• Exclusive benefits and offers for Hesabi customers.
• Best way to control your expenses, the maximum amount you can spend is the amount you deposit in the card.
• Safe and secure to use for online payment with enhanced 3D Secure service.
• Free online statements.
• Card balance can be reviewed online through "KFH Online" service or through KFH App.
• Cash withdrawal possibility from all KFH ATM machines in Kuwait (Free of charge).
• All KFH “Hesabi” clients are eligible to obtain this card regardless their credit history.
• Special discounts and promotions from various international brands in Kuwait.

• Client must be 15 to 25 years old.
• Client must have a KFH Account and classified under “Hesabi” segment.
• Salary is not required.
• Not considered among client's commitments.

​​Fees free exclusively for customers with student allowance at KFH

• Free for first year for student allownce
• 10 KD annual fees.